Our Services

Getting your finances back on track requires different action plans for different people. For some, the process starts with credit repair. For others, creating a detailed monthly budget with specific goals is the first step. Regardless of your situation, A Plus Credit offers a full line of programs designed to improve your credit and your life.

A Plus Plan

The A Plus Plan is a complete credit education program that helps individuals and couples know where their credit is at, and what to do to improve it.

  • Sign up for Identity IQ (14.99/month) this can be cancelled at any time.
  • One on One meeting
  • Complete review of your credit report and score’s
  • Recommendations for improvement.
  • $100 Individuals; $150 per couple

A Plus Couples

Designed to help engaged or newly married couples unite their credit histories with their financial futures and establish a plan for achieving common goals. Includes full credit report review for each person.

  • Sign up for Identity IQ (14.99/month) this can be cancelled at any time.
  • Detailed balance sheets for both partners, plus a merged balance sheet that identifies your starting point as a couple
  • Credit report analysis and explanation of your credit profile
  • Discussion of benefits and limitations of shared versus separate accounts
  • Setting financial goals and strategies to achieve them
  • Minimum of 1-2 personal meetings/phone consultations
  • $195 per couple

A Plus Budget

Designed to help you run your personal budget like a business, this program will establish your short and long term financial goals and help you achieve them.

  • Full budget analysis
  • Determine and discuss “need versus want” budget items
  • Compile budget information
  • Review spending analysis
  • Customized annual spending plan
  • Minimum of 2-3 personal meetings/phone consultations
  • $195 per individual; $250 per couple

A Plus Complete

A comprehensive repair, budgeting and education plan designed for individuals and couples. End result is a clear understanding of your current credit profile and command of your financial future.

  • Full analysis of credit report plus identification and correction of errors
  • Review of full credit profile
  • Credit summary detailing strengths and weakness from a lender’s perspective
  • Conduct and review spending analysis
  • Customized annual spending plan
  • Minimum of 2-3 personal meetings/phone consultations
  • $495 per individual; $695 per couple